sbdcsierra Chapter 1808 It's settled
Chapter 1808 It's settled
Chapter 1808 It's settled
While cleaning up the mess, Lin Xiuqing said to Ye Yaodong, "I think this young man is quite good. He has a good job, looks refined, and his parents seem reliable. I don't know about his siblings, but they won't be living together anyway. He seems quite good in all aspects."
Ye Yaodong nodded, "It's alright. The main thing is that we have plans and a strategy. Our family seems to be doing well. They're all employees, and my parents will have pensions in the future, so they won't have to worry about us when they get old."
What retirement pension?
"You do not know?"
"What should I know?"
"It's been published in the newspapers that all units and employees in this city will start implementing pension insurance on June 1st. Individuals will pay a portion, and their employers will help pay the other portion. Once they reach retirement age and can no longer work, they can receive a monthly pension."
Lin Xiuqing and Ye Huimei were extremely surprised.
"Does this mean that if I pay a portion of the money now, the government will provide for my retirement in the future?"
"Yes, we pay a portion every month now, and after 15 years, we can start receiving a pension when we reach retirement age, and we'll receive it until we die. Dongxue's family are all employees, so they won't have to worry about their old age; the government will take care of their retirement."
Ye Yaodong knew how wonderful it would be for these retired middle-aged and elderly people in the future.
People in their fifties and sixties are in their prime, and now that they're retired, they travel all over the country, with more retirement money than they can spend. Many young people still have to rely on the retirement money of middle-aged and elderly people for support.
Ye Huimei looked on in surprise, "So you don't need your children to support you in your old age?"
"Of course, it might even be the other way around, with the older generation supporting the younger generation."
Lin Xiuqing was skeptical. "That's pretty good. In the past, people believed in raising children to provide for them in old age. Now, you won't need children to support you anymore, and you won't need to work to receive a monthly salary. Wouldn't that be amazing? Why is it so good? The government even provides for your retirement?"
"Aren't many government officials getting old? Everyone needs to seek their own welfare and security, right? I'm just guessing."
"So if we also pay some money every month, will we be able to receive benefits when we get old? How much do we have to pay each month?"
"3%? It's not even widespread yet. In Shanghai, it won't be implemented until June 1st. We'll see how much tax we pay when we wake up. It won't be the next year or the year after that for Zhoushan."
"That 3% isn't much, it's only 15 yuan for 500 yuan..."
"The employer pays more, more than the individual, and the employer pays for the individual free of charge."
"So...so those of them with government jobs are having a blast?"
"Yes, that's right. Wei Songyuan's parents may have just been among the first to receive their pensions."
Ye Huimei asked, "Third Brother, do you have to have a workplace to pay?"
"It seems so. It appears that individuals can also pay in the future, but right now it seems to be limited to organizations."
"Ok."
"Don't worry, you're basically working for me too. When my company starts contributing, we'll just add your name to the contributions. We'll contribute for 15 years, and you can start receiving them when you're 50."
"That would be great."
Lin Xiuqing thought for a moment, "Then this newly introduced policy is quite good. So, in this sense, Dongxue is marrying above her station? Although her family runs a small business, it's hard to say what will happen when she gets old. Her family is an employee, and the government will take care of their retirement."
"Don't compare them like that. Nowadays, we value freedom in relationships. As long as they're happy, that's all that matters. They're both college students, a good match, classmates, and have common interests. Besides, who says private companies are inferior to public companies? Public company salaries aren't high at all."
“I’ll call my brother and sister-in-law and tell them about the situation. If there aren’t any major problems after Dongxue meets their parents in a couple of days, we can settle things.”
"Then go make the call, and after you finish the call, we'll continue looking at houses."
"it is good."
Ye Huimei said, "I don't have anything to do this afternoon, so I'll come with you to look at houses and broaden my horizons?"
"sure."
So now only the Pudong area remains to be seen.
After picking up Director Zhang in the afternoon, they went to check out Changqi Community, Jinpu Community, Xinshun Community, and other communities.
The "Sanlinyuan" project featured in the newspaper is the most well-known, but I heard that construction has just started and it hasn't been launched yet.
Pudong is currently in the early stages of rapid development, with Lujiazui, Jinqiao, Waigaoqiao, and Zhangjiang being the main areas of concentrated development.
After looking at the properties, Ye Yaodong felt there was no rush to buy. He suggested waiting two more years until the development was more complete before making a purchase, as there weren't many good properties available at the moment.
After a day of looking around, the couple's hearts swayed back towards Xuhui, but Puxi now has more complete supporting facilities and surrounding areas.
"Director Zhang, we're quite interested in that new residential complex we looked at in Xuhui yesterday. Could you help us inquire about the discounts we can get if we buy the entire building?"
Director Zhang's eyes widened, his pupils contracted, "The...the entire buildings?"
He couldn't help but slur his words, his face filled with disbelief and incredulity.
Ye Huimei, standing to the side, widened her eyes and opened her mouth in an "O" shape. "Third Brother, you're not mistaken, are you? The whole building?"
She came along today and took a look. She knows that there are dozens of households in the building, some as many as eighty or ninety, and others as few as forty or fifty.
My goodness, how much would that cost?
Her eyes were already shaped like coins...
"If I remember correctly, yesterday there was only 52 units in one building in that Xuhui community. Director Zhang, could you please ask what the lowest discount you could offer? I'm doing this wholesale."
Director Zhang swallowed hard and asked cautiously, "Are you serious?"
"Nonsense, who's joking with you?"
"With so many of you, getting a loan might be difficult..."
"I'll pay in full."
"!!!"
Full... Full payment in full...
Director Zhang clutched his chest with both hands, feeling his heart couldn't take it.
He found Director Zhang's comical appearance somewhat amusing. "Could you ask around for me and see what the lowest price they can offer is? And remember to give me a discount on the brokerage fee for this many items."
He nodded vigorously, almost incoherently with excitement, "Definitely, absolutely! Good heavens! I'll go back and ask, I'll ask right away! I need the lowest possible discount! The agency fee is no problem, that's easy to negotiate. I'll call right away and ask about the discount... no, I'll go there myself and make sure I know for sure. I'll pull some strings and get you the lowest possible price..."
If this leads to a sale, we could go three years without making a single sale.
The commission for renting a house is only so much, but the commission for selling a house is much more lucrative as it's taken from both ends.
When Director Zhang returned to the agency, he felt a little giddy. When he actually met a nouveau riche, he kept muttering to himself, "How can someone be so rich?"
When Ye Yaodong and his group got home, they were exhausted. Luckily, there weren't many new apartments on the market yet, otherwise they would have been overwhelmed with choices.
Yeh Hui-mei was in a daze and incredulous state while in the car.
"Third Brother, you've actually become so rich?"
"Isn't this normal? All my businesses are making money, and I still support thousands of people."
"No, the key is that you have so much cash. I thought you had invested all your earnings."
"That's about right. Buying a batch of properties will almost wipe out your savings again, and you'll have to work hard to save money again."
In reality, no. According to his calculations, he only spent about half, or slightly more than half, and the remaining money would be enough to get by.
Currently, the factories and fishing boats are still continuously creating value. As the business expands, the rate of wealth accumulation is no longer 1+1+1, but rather multiplied.
These days, cash flow isn't everything; it's industry, land, and real estate that matter.
"But if you have money, why do you buy so many houses all at once? You definitely won't be able to live in them all!"
"Buying it and renting it out is a stable source of income. If the price is right in the future, we can sell some of it without losing money. How much we make depends on how quickly the property prices rise."
"Is the price really going to go up?"
"Of course, prices can't go up. Can I afford to buy that many? Besides, even if prices don't go up, collecting rent is still pretty good."
Ye Huimei twisted her fingers as she pondered. Her family had saved up quite a bit of money over the years. All of A-Guang's earnings were handed over to her, and she had accumulated a considerable sum of money as well.
Bank interest rates are high now, and the annual interest on fixed deposits in banks is quite considerable, but she only deposits a portion in fixed deposits and keeps the rest in current accounts, in case she needs money in the future.
"Third Brother, what do you think? Should I buy one with you?"
“That’s great, but you can’t make the decision on your own. You have to wait for A-Guang to come back and discuss it with him. Buying a house is a big deal. You two need to discuss it together. You can’t make a decision casually. After all, he earned the money, so you have to respect him.”
"Of course, I was just shocked to see how wealthy you are, and I thought I should buy one too."
Ye Huimei was truly shocked by what she heard that afternoon about "a whole building" and "full payment," and it was a real shock to her.
“Buying a house now is definitely a good thing, and it will definitely bring great returns in the future. You two just need to discuss it carefully.”
“Okay, he just went out to sea after the New Year, so he probably won’t be back for long. Could you ask the seafood ship to send him a message and ask him to come back in a few days? Anyway, there are people on the ship who can cover for him, so it won’t affect him much if he comes back in a few days.”
"Okay, I'll pass on a message. I estimate it will be another week before he comes back to Shanghai."
"It's okay, there are so many houses, they won't all be sold out at once."
After they finished speaking, Lin Xiuqing said, "Shall we wait for Director Zhang's notification now?"
"Yes, wait for his notification. He'll call my mobile phone if there's any news. No rush. I'm going to the shipyard tomorrow to check things out. We'll proceed as usual. I also need to see when the First Automobile Works will deliver my ten trucks. It's been several months since the New Year, so I need to go and urge them on."
"Do you want me to send you off?"
"You go ahead with your work, I'll just ride my bike or take a taxi."
"Row."
Ye Huimei looked at him with admiration, "Third Brother, you bought ten more Liberation trucks?"
"What's so surprising about that?"
"It's nothing surprising, we've become numb to it."
"I'm going to make dinner, I'm starving."
"okay."
Lin Xiuqing also helped Ye Huimei prepare dinner, and the two chatted quietly.
Ye Yaodong, with his legs crossed, continued flipping through past newspapers in the living room. There were daily newspapers, and he couldn't possibly read them all; he could only skim the important ones.
Unless it is information and policies issued from above, the major information published in each local newspaper will naturally be different, and they will all focus on local news and policies.
Anyway, he reads wherever he goes, and even when he goes back to his hometown, he reads the local newspaper every day.
I'm actually quite glad that I enrolled in a literacy class early on and practiced some calligraphy. At least now I can write a few characters that are legible.
Lin Dongxue returned after dinner, looking radiant and full of energy, clearly indicating that good news was on the horizon. She was also carrying a bunch of large and small bags.
Ye Yaodong looked up and said, "Girls grow up and leave home, looks like we'll be eating wedding candy soon."
"Aunt, Uncle, Aunt Huimei, it's settled, I'm going to his house to meet his parents tomorrow."
Lin Xiuqing said, "Then you should call your parents and let them know you're going to his house. Also, ask them what they want from the groom, how much the bride price will be, and what they'll prepare for you."
"I was also planning to call them and talk to them. When I saw Wei Songyuan off this afternoon, I walked and talked with him and we made some plans for the future."
“My parents talked to me during the Chinese New Year and said that I should just follow the local customs. Every place is different. Since I married into this family, I should naturally integrate into the local community. They don’t ask anything of my family.”
"But there's one thing: the marriage proposal has to be made by visiting our home. They can't let me be betrothed to someone so easily. They have to be sincere. They also traveled all the way to Zhoushan to find a wife for their son."
"As for the dowry, just give me some money to keep in my dowry. I won't get anything else. I'll also take whatever the groom's family gives me, no matter how much it is. They don't want mine."
Ye Yaodong listened and nodded, "Your parents even gave you a dowry of money, that's great, you're going to make a fortune after getting married. It's only right that his parents come to your house to propose marriage, you have to show sincerity when you're getting a wife."
“Yes, I mentioned it to Wei Songyuan today, and he said we should take a holiday to go together. It would be best to bring my parents along too, discuss the wedding date, and hold the ceremony while both sets of parents are here.”
“That works too. You’ve married all the way from Shanghai, they must be worried. Coming over to check on you will put their minds at ease.”
Ye Huimei said with a smile, "With such a large family fortune, things are much simpler to do."
Lin Xiuqing retorted, "What you said is wrong. Whether the family is well-off or not is secondary. The main thing is that the parents are good and love their children. Even if the parents are very well-off, if they don't love their children, they will keep all the dowry the other party gives, not to mention the money they would have saved for their children."
"Yes, sister-in-law is right."
"If a family is poor and the parents are good, the parents will not have more children, and they will be afraid that their children will be a burden or cause trouble."
"My aunt is right, my parents love each and every one of us."
"You should call them right away."
"it is good."
Ye Yaodong gave up the seat next to the phone for her and sat down on the single seat on the sofa himself.
As Lin Dongxue was on the phone, her eyes and nose turned red and she started sobbing. After she hung up, Lin Xiuqing patted her shoulder and offered a few words of comfort.
They probably heard a bit of it and knew that they were moved by their parents.
The visit to the man's house the next day went smoothly, since she was a college student and a classmate.
All that's left is for the man's parents to find a holiday, then take the train to their city, and she will accompany them back.
With most of the major issue resolved and only the final dust settling, all that's left is to wait. Naturally, Lin Dongxue returned to Zhou City first.
Ye Yaodong hasn't finished dealing with his business yet, and there's still no response from the housing department. He guesses that Director Zhang is still trying to pull strings or something, so he's not in a hurry.
Besides going to Jiangnan Shipyard and Donghai Shipyard, he also had to go to the Machinery Factory, the First Automobile Works, the Freight Department, and Lin Xiuqing's office. He was very busy and hadn't finished in two days.
However, when he went to the freight department, he received a call from Lin Ji, who said that they were now cooperating on freight transport.
After inspecting the goods at the port of Shanghai, Linji transported them to their destinations via his truck, and the bills were settled monthly.
"...By the way, do you want a mobile phone? I have a bunch of them..."
"A mobile phone? I already have one, I just bought it before the Lunar New Year last year."
"You've already bought it? I was just about to tell you that the price has dropped a lot recently, it's very cheap, I was wondering if you wanted it."
"What do you mean it's depreciated? I just bought it last year."
"Then forget it. Buy it early and enjoy it early. I can show off and brag a bit when I go home for the New Year, so it's worth it."
"I installed it for my dad, I didn't install it."
“That’s great. Old people care about their reputation. You’ve brought honor to your father and made him proud. You’re also proud of yourself.”
"Forget about the old-fashioned mobile phones; small mobile phones will probably be available this year or next. If they do, please save some for me. Also, if you have a computer, save some for me if the price is right."
“I can understand if you want a small mobile phone, but what do you need a computer for? That computer has such a big head, it can’t do much, and it’s ridiculously expensive.”
"I roughly know that we might be connected to the internet in a couple of months."
What is the Internet?
"You'll probably find out by reading the newspaper next month."
Lin Ji chuckled, "Are you still keeping me in suspense? Is there some policy news? If there's something good to make money from, don't forget me."
"This is a promising opportunity, but I'm not well-educated enough to make money from it. However, I do know of a good way to make a fortune."
"What good news? Tell me about it. I heard you buying land and factories. I feel like I'm about to get rich. Pudong is really being developed on a large scale."
"It's practically a connection; I'm going to buy a building."
"Huh?" Lin Jishang was also surprised by him.
Ye Yaodong hadn't planned to talk about it in detail, but since he was asked, he would just say a few words.
"Anyway, I'm quite optimistic about it. You can see for yourself. In two years, when Pudong becomes a bit more developed, I'll buy more here."
“You’re something else. Let me think about it. I have a lot of money tied up in goods, constantly buying and selling. Also, my uncle keeps getting his sentence reduced, and he’s getting old, so he might be out in the next couple of years.”
"Uncle? The one who was arrested several years ago?"
"Correct."
"Oh, so you'll be even richer if he gets out?"
"I don't know. Just give me your mobile phone number, it'll be easier to contact you next time."
"Didn't I give it to you? I have too many friends, I forgot. Please write it down..."
"Since you said the computer isn't urgent, I'll take another look. Who's related to the internet connection you mentioned? Let's talk again once that thing you mentioned is connected to the internet."
"it is good."
(End of this chapter)