I'm back in 1990

Chapter 424: Bearing Thorns to Plead Guilty

After the bank and court officials left, Huang Xiaochuan looked at his uncle speechlessly.

I'm speechless. This little bit of money is nothing! He could have just asked me. Even if he was too proud to take it for free, he could have just lent it to me! He could have just written an IOU. Why bother going to the bank? It's like going to the trouble of finding a way out of his way!

If they were just ordinary relatives, Huang Xiaochuan wouldn't say anything, but since the two are practically father and son, there's no need for this, right?

However, Huang Xiaochuan felt a little sorry for Zeng Jiahua when he saw him like that, so he decided to leave it at that for the time being.

Afterwards, Huang Xiaochuan took Zeng Jiahua home. Although the two had not discussed the matter beforehand on the way, they both tacitly kept quiet about it after arriving home, because they both knew that letting the rest of their families know about it would only cause more trouble.

During dinner, Huang Xiaochuan drank a little wine with his uncle, just to keep him company and help him relieve his worries.

After the meal, Huang Xiaochuan didn't rush home. The uncle and nephew brewed a pot of tea and chatted for a while in the yard.

"Uncle, have you offended someone?"

Huang Xiaochuan knew that the bank's sudden withdrawal of loans wouldn't be without reason, but he couldn't figure out why the bank would withdraw his uncle's loan no matter how hard he tried. It was clearly a high-quality company with a low debt ratio and a steady monthly flow of business, so he wanted to ask his uncle what the reason was.

Zeng Jiahua didn't know either! He also felt that this matter was a bit inexplicable. He paid the interest on time every month and never defaulted.

Zeng Jiahua lit a cigarette, took a puff, and struggled to figure it out, his forehead turning red.

"Who can I offend? I can't afford to offend my clients, and I certainly can't afford to offend the officials, big and small, in the government. Everyone who comes here is a guest; I practically have to treat them like royalty."

Huang Xiaochuan wondered if his uncle had been having a run of bad luck lately. First, his house was targeted by thieves, and now the bank had pulled a fast one on him. Luckily, he had Huang Xiaochuan as a strong backup, otherwise he would have been in big trouble.

However, Huang Xiaochuan was unaware that a Hong Kong man named Fu Wen had come to see Zeng Jiahua. Because it involved the box, Zeng Jiahua was afraid that his nephew would become suspicious, so he didn't tell him.

Huang Xiaochuan could only offer a suggestion that wasn't really a suggestion: "How about we go to the temple to pray?"

Zeng Jiahua thought about it and accepted the suggestion.

"I need to go pray; I've been feeling like things haven't been going well lately."

After a while, he said to Huang Xiaochuan, "I can't pay back the money you lent me right now. I'll write you a note and pay you back in a while."

Huang Xiaochuan glared at his uncle unhappily: "Look at what you're saying! Do you think I need your money? You're making me a laughingstock. Fine, use this money as you see fit, and pay me back with interest when you make some money in the future."

After saying that, he noticed the cup was empty, and when he picked up the thermos, it was empty.

Huang Xiaochuan stood up and went to the kitchen to get another bottle of boiled water.

However, he suddenly turned around and said to Zeng Jiahua, "From now on, you'll be Yang Bailao, and I'll be Huang Shiren. You'd better bend over and work hard to pay off your debts."

After saying that, he grabbed the water bottle and ran away. Zeng Jiahua was so angry at his unlucky nephew that he immediately bent down, took off one of his slippers, and threw it at Huang Xiaochuan's back.

After throwing down his slippers, Zeng Jiahua suddenly found himself in a much better mood.

But this wasn't the end of it! After returning home, Huang Xiaochuan felt something was amiss, and the next morning he made a phone call to Nan Hui.

"Sister Nan, could you please help me find out why the bank suddenly withdrew my loan? The more detailed the better. I'll wait for your reply."

Nan Hui responded readily: "Okay, Mr. Huang! I'll check right away."

Just after hanging up Huang Xiaochuan's call, Nan Hui's secretary came looking for her.

"Mr. Nan, people from the bank want to visit you."

Nan Hui knew immediately that the other party wanted to win her back, but it was too late, and this was not a matter she could decide on her own.

She was about to have her secretary send the person away when she suddenly remembered the phone call Huang Xiaochuan had made to her earlier, and she immediately changed her mind.

"Tell them to wait for me in the meeting room; I'll be there in a bit."

"Yes, Mr. Nan!"

Zhou Lan returned to the bank yesterday and immediately reported the situation to Li Yuanhang, the branch manager who had instructed her to withdraw the loan.

Li Yuanhang never imagined that the easy target he thought he had found turned out to be a tough nut to crack. Now, not only has he lost a valuable business opportunity, but he has also offended a major client.

Li Yuanhang frowned, thinking for a long time but unable to come up with a solution.

Since the CEO of Guangda Real Estate said he would transfer all the funds in his account, he certainly wasn't joking. With so much money transferred out, his performance evaluation this year will definitely be disastrous, and his position will naturally be in jeopardy.

He looked at Zhou Lan and said, "I understand. Go back first, don't wander around, and wait for my call."

As soon as Zhou Lan left his office, Li Yuanhang made a phone call.

"Mr. Fu, you've really put me in a difficult position!"

Fu Wen on the other end of the phone was confused by Li Yuanhang's nonsensical question. "I'd cheat you? What good would it do me to cheat you?"

However, Fu Wen replied, "President Li, I don't understand what you're saying."

"Didn't you say that factory in Qingpu was just a small factory? Just now, they paid back the principal and interest. I even offended a big client because of this. Now Guangda Real Estate wants to transfer all the money they have in our branch and close the account. If that's the case, my losses will be huge."

Fu Wen was puzzled. What did this have to do with Guangda Real Estate?

"President Li, how come this matter involves Guangda Real Estate again?"

"I don't know the specific relationship between the two, but I heard from my people that the general manager of Guangda Real Estate personally brought 4.5 million yuan in cash and immediately paid off the principal and interest on the spot. Then he said he wanted to transfer all the funds deposited in our branch."

As Li Yuanhang explained the whole story to Fu Wen, he felt a pang of regret.

He regretted listening to Fu Wen and doing this thankless task.

He and Fu Wen had only known each other for a short time; they only met after Fu Wen voluntarily deposited ten million yuan of their company's funds in their branch bank.

Logically, Li Yuanhang should be thanking Fu Wen, but strangely enough, Fu Wen repeatedly invited Li Yuanhang out to dinner and they even played several rounds of golf together. It was on the golf course that Li Yuanhang received an envelope from Fu Wen containing five thousand US dollars. In consideration of those five thousand dollars, Li Yuanhang agreed to collect the loan that Zeng Jiahua had taken out from their bank ahead of schedule.

In Li Yuanhang's view, this was originally a trivial matter, but he received five thousand US dollars as a result, which was an unexpected windfall.

For the bank, it received a deposit of ten million, and the other party agreed to leave it in the account for a year without touching it. For the individual, it received a kickback of five thousand US dollars. It was a win-win situation for both the bank and the individual.

Everything went smoothly at first, but then Guangda Real Estate suddenly appeared out of nowhere, catching Li Yuanhang completely off guard.

Fu Wen heard that the general manager of Guangda Real Estate personally took the money to help Zeng Jiahua repay the loan, and he couldn't understand why.

But one thing he was very clear about was that all his efforts had been in vain.

After Zeng Jiahua returned the deposit, Fu Wen arranged for someone to find out which bank Zeng Jiahua had taken out the loan. He then made a acquaintance with the branch manager of that bank and persuaded the bank to withdraw the loan, causing Zeng Jiahua's financial chain to break. When the time was right, Fu Wen would step in and buy Zeng Jiahua's coins. At that time, it would definitely be much more effective.

Seeing that things had failed, Fu Wen had to think of another way. As for Li Yuanhang saying that Guangda Real Estate wanted to transfer the funds deposited in their bank? What did that have to do with him?

"President Li, you mentioned that Guangda Real Estate wants to transfer funds. You should contact Guangda Real Estate, not me."

"President Fu, you can't say that. If it weren't for your wishes, I could..."

Before Li Yuhang could finish speaking, Fu Wen coldly interrupted him: "President Li, I have some things to attend to. I'll contact you again when I have the chance."

Without waiting for Li Yuanhang's response, the call was disconnected. Annoyed, Li Yuanhang called back, but the other party's phone was switched off.

Li Yuanhang paced around the office like a cat on a hot tin roof, unable to come up with a good solution after a long time. He had considered making Zhou Lan take the blame, but the burden was too heavy for Zhou Lan to bear, and she was not someone to be easily fooled, as she could be fired if this matter went wrong.

After much deliberation, Li Yuanhang decided to personally take Zhou Lan to apologize to Guangda Real Estate before they could make any moves, which led to this scene.

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