The Secret Realm of Time, His and Her Life Through the Changes

Chapter 155 solved the immediate crisis.



Chapter 155 solved the immediate crisis.

The 37th floor of Rushang Building houses the office of the chairman of Rushang Group, as well as the work area for the board of directors' staff. It is also equipped with a full range of facilities such as reception rooms, meeting rooms, negotiation rooms, small banquet halls, and private kitchens.

Zhou Yanruo followed Secretary Chen to an office with double doors. Secretary Chen knocked twice, and Chu Fanqing's calm voice came from inside: "Come in."

Secretary Chen pushed open the door, stepped into the room, and informed Chu Fanqing, "Chairman Chu, President Zhou has arrived."

Chu Fanqing said, "Okay, come in."

Secretary Chen stepped back to the doorway and turned aside. "President Zhou, please come in."

Zhou Yanruo nodded to Secretary Chen and walked into the office.

Chu Fanqing sat behind the semi-circular desk, raised her hand and pointed to the chair in front of her, "Yanruo, sit down."

Zhou Yanruo pulled out a chair and sat down, then reported: "Chairman Chu, I just saw off the bank staff. President Ji basically agreed to all the requests we made. They went back to prepare supplementary agreements and will send them to us for review later. Although time is tight, we have reached a consensus with President Ji of Anshang Bank and will strive to complete all loan extension procedures by tomorrow."

Upon hearing this, Chu Fanqing breathed a sigh of relief in affirmation, and then asked with concern, "Does this loan extension plan involve additional collateral?"

Zhou Yanruo answered clearly: "I did not agree to add collateral. Considering that nearly 40% of the loan principal has been repaid and the bank has not yet released the existing collateral, the current value of the collateral is sufficient to cover the remaining loan principal. However..." She paused slightly and continued, "The actual controller of the loan entity still needs to sign a joint guarantee agreement, which is a clause insisted upon by the bank."

Chu Fanqing nodded repeatedly, agreeing with Zhou Yanruo's point of view: "You mean, the actual controller of the loan entity still needs to sign a joint guarantee agreement, right?"

Zhou Yanruo said with a hint of apology, "Chairman Chu, it's like this. I tried my best to persuade them, but President Ji only agreed not to add any more collateral and insisted that the actual controller of the loan entity sign a joint guarantee agreement. Major changes to the main loan contract need to be reported to the head office for approval, and there isn't enough time. Considering that the loan contract will expire in two days, and overdue payments will lead to default and affect the company's credit rating, I weighed the options and decided not to insist any further."

Chu Fanqing nodded and said, "Since that's the case, this is the only way. You must prepare all the relevant procedures today. Tomorrow is the expiration date of the main loan contract, and you must ensure that all procedures are completed smoothly. Taking care of the bank's business will only solve the immediate problem."

At this point, Chu Fanqing seemed to remember something and added, "Yibo is still in Zhuocheng, right? He also needs to have an in-person visa interview. Have you notified his assistant? What are the specific arrangements?"

Zhou Yanruo replied, "Yes, today is the last day of filming for the crew at the Zhuocheng Film and Television Center. Shang Yibo has a night shoot tonight, but he plans to return to Beijing tomorrow. I have already arranged his visa interview for tomorrow afternoon. If there are any delays, I will personally take the staff from the notary office and the bank to the set to complete the visa interview."

"That arrangement is acceptable." After saying that, Chu Fanqing stood up to leave. "I have a business dinner tonight."

Zhou Yanruo also stood up immediately and asked with concern, "I saw that this arrangement was not originally on the itinerary; it was decided at the last minute. I didn't have time to ask Secretary Chen just now, but I'll go and check if the hotel has made the necessary preparations."

Chu Fanqing walked towards the office door, saying as she went, "Tonight's event isn't here. It's a gathering organized by Chairman Hong, and the location is Hongliang Group. Speaking of which, your friend Jian Zheng will also be attending. I originally wanted you to go too, but considering you've been busy with bank matters, I didn't arrange for you to go."

Zhou Yanruo quickened her pace, opened the office door first, and stepped aside to let Chu Fanqing go first: "Chairman Chu, is this gathering to discuss Rongchang Capital's investment? How does it involve Hongliang Group?"

Chu Fanqing walked out of the office and headed towards the elevator lobby, replying, "I don't know exactly what kind of gathering it is either. We'll find out when we get there. You should take care of things at the bank first."

Zhou Yanruo nodded in agreement: "Okay, Chairman Chu."

Upon seeing this, Secretary Chen quickly ran to the elevator and pressed the down button.

......

With something on her mind, Zhou Yanruo, who was already having trouble sleeping, was wide awake after replying to Ding Jiajia's message.

So she got up, quickly washed up, and went out.

She had just taken some time a few days ago to get her domestic driver's license renewed, and the company had thoughtfully provided her with a Mercedes-Benz S350. Sitting in the car, she remembered that Zhou Zihang had sent her a message last night, asking her to come downstairs for breakfast this morning. She sent Zhou Zihang a message: "Zihang, I have to rush to the company today, so I won't be able to come to your house for breakfast."

The message had just been sent, and Zhou Yanruo hadn't even started the car or shifted gears yet, when Zhou Zihang called her via WeChat. Zhou Yanruo answered the phone and softly called out, "Zihang."

Zhou Zihang asked with concern, "Ruoruo, what time did you get back yesterday? I bet it was very late, maybe in the middle of the night?"

Zhou Yanruo replied, "Yes, I didn't get home until around four o'clock. It was too late then, so I didn't bother you."

Zhou Zihang said with a hint of reproach, "Then why are you going to the company so early? It's not even eight o'clock yet. You didn't sleep at all last night. How can you do this? How can your body handle it?"

Zhou Yanruo explained, "I slept for two hours last night, don't worry. I'm not going to talk to you anymore, I'm driving now. I'll just be busy for a while, things will be fine after today."

Zhou Zihang, still worried, urged, "Really, remember to eat something when you get to the company. Not eating or sleeping, are you trying to become an immortal? I'm getting angry, I'm hanging up!" With that, he hung up the phone.

Zhou Yanruo smiled and shook her head. Over the years, she was fortunate to have Zhou Zihang by her side, caring for her meticulously and looking after her—he was even closer than family. Thinking of this, she couldn't help but feel a pang of sadness, realizing that she actually had no family left to compare with, making this affection all the more precious.

When she arrived at the office, her secretary hadn't arrived yet, so she made herself a cup of coffee and ate two cookies with it for breakfast, which was a way of showing that she hadn't let Zhou Zihang's care and advice go to waste.

Afterwards, she carefully reviewed the documents she had prepared the previous night, using the document catalog as a guide. At 9:00 AM sharp, staff from Anshang Bank and Xinda Notary Office arrived at the company on time.

Just as Zhou Yanruo was methodically organizing the bank interview process, her phone vibrated. It was a message from Shang Yibo. She glanced at it quickly and replied with three words: "Understood."


Tip: You can use left, right, A and D keyboard keys to browse between chapters.